Flood Compliance

Program Summary
Program services can be purchased individually or as a complete risk management strategy. For information on the individual program components, click here. For information on the complete compliance solution please read below.
Print New Business Application (PDF)
Print Fact Sheet (PDF)
Flood Zone Determinations
One time and life of loan services
HMDA as requested
Fax, CD-Rom, or internet delivery available
Mapping accuracy guaranteed by $10,000,000 errors and omissions
Comprehensive portfolio audit and customized tracking services available
"Write Your Own" Flood Insurance
Facilitate loan close with nationally promulgated NFIP rates
Access via phone, fax, or internet
Captivate agency NFIP flood rating software available
Toll-free phone support and customer service
Excess flood insurance up to $10,000,000 in limits
Forced Placed Insurance
Master policy issued to each bank
Immediate binding for flood and hazard
Premium is earned pro-rata
Montly billing-pay for what is used
"All-Risk" coverage available in most states
Mortgage Interest Insurance
Seamless compliance avoids coverage gaps
No obligation review of your bank's existing program to ensure flood exposure adequacy
Special community bankers coverage from underwritten and priced for community banks
Accessing the Service
No monthly minimum or contract period required
Standard determination turnaround is 24 hours-special rush services are also avialable
Force placed coverage reported weekly, monthly or annually; billing monthly or annually. All premiums earned are pro-rata
Underwriter and Availability
Underwritten by Floodwatch and its strategic product providers. This program is avialable in all 50 states and U.S. territories, subject to underwriters approval
For additional information please contact us

The above information provides only a general description of the coverage afforded in the policies offered and should not be considered as altering the insuring agreements, terms, conditions, exclusions and endorsements of the policy itself. Please read the provisions contained in the actual policies and discuss them with your insurance professional.